Price Calculator

How much will it cost you

Free tools to help you understand the real costs of buying and owning property in Italy. Choose a calculator below to get started.

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Investment Calculator

Estimate the full cost of buying property in Italy — purchase taxes, annual running costs, rental income potential, financing options, and an overall investment score.

Purchase Costs Running Costs Rental Income Financing Score
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IMU Tax Calculator

Calculate Italian Municipal Property Tax (IMU) for any property category. Includes municipal rate lookup, reductions for historic or uninhabitable buildings, and the full payment schedule.

Property Categories Municipal Rates Reductions Payment Schedule
Investment Calculator

Information: This calculator is for educational and illustrative purposes only. All figures are estimates and may differ from actual costs. Before making any decision, consult a professional — OffersItaly is here to help at every stage.

Step 1: Purchase Costs

Define purchase parameters and discover the true cost of your investment

Rate: 1 EUR = 1.08 USD

Property price

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Price after negotiationFinal purchase price after discount
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Cadastral value

%
Cadastral value
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Transaction costs

Registration tax9% of cadastral value
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Mortgage taxFixed fee
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Cadastral taxFixed fee
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Notary feesEstimated 1.5-2% of purchase price
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Agency commissionPercentage of price + 22% IVA
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%
%
TOTAL TRANSACTION COSTS
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TOTAL INVESTMENT COST
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Costs as % of price: --

Step 2: Annual Running Costs

Yearly maintenance and tax costs for your Italian property

%
IMU (municipal property tax)Based on cadastral value × rate
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TARI (waste collection tax)Estimated €1.5-3/m²
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Condominium feesMonthly building maintenance
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Utilities (electricity, gas, water)Annual estimate
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InsuranceAnnual property insurance
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TOTAL ANNUAL COSTS
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Step 3: Rental Income

Estimate rental income potential for your property

High season weeks rented12
0 weeks26 weeks
Low season weeks rented8
0 weeks26 weeks
Management fee20%
0%40%
Gross rental incomeBefore fees and taxes
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Management feesProperty management costs
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Cedolare secca (21%)Flat-rate rental tax
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NET RENTAL INCOME
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Step 4: Financing

Calculate your mortgage and financing structure

%
%
years
Loan amount
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Down payment required
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Monthly mortgage payment
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Annual mortgage cost
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TOTAL CASH REQUIRED
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Step 5: Investment Summary

Complete overview of your Italian property investment

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Total Investment
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Cash Required
--
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Monthly Cashflow
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0
/100
--
Purchase Price
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Transaction Costs
--
Annual Running Costs
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Net Rental Income
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Your Investment Summary

Investment Score--
Total Investment Cost--
Cash Required--
Annual Running Costs--
Monthly Cashflow--
Property Use--

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IMU Tax Calculator

Information: This calculator provides an approximate estimate of IMU tax liability. Actual amounts depend on specific municipal decisions, property classifications, and individual circumstances. Always consult with a qualified Italian accountant (commercialista) for precise calculations.

IMU Tax Calculator

Estimate your Italian Municipal Property Tax (Imposta Municipale Unica)

Property Details

Find this on your Visura Catastale document
%

Ownership & Duration

%

Reductions & Exemptions

IMU Calculation Results

Breakdown of your estimated municipal property tax

Estimated Annual IMU
€0
1st Installment
Due: June 16
€0
2nd Installment
Due: December 16
€0

Calculation Breakdown

Cadastral Income (Rendita)Original value from Visura
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Revalued Income (+5%)Rendita × 1.05
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Taxable BaseRevalued × coefficient
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Adjusted Taxable BaseAfter reductions
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Municipal Rate AppliedAliquota comunale
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OwnershipPercentage & months
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ANNUAL IMU DUE
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Understanding IMU in Italy

What is IMU?

IMU (Imposta Municipale Unica) is Italy's primary annual property tax. It applies to second homes, luxury properties, and non-residential real estate. Unlike some countries, you won't receive a bill — you must calculate and pay proactively.

Who Must Pay?

All owners of second homes in Italy, including foreign nationals. Primary residences are exempt unless classified as luxury (A/1, A/8, A/9). Non-resident owners are automatically considered “seconda casa” owners.

Payment Deadlines

IMU is paid in two installments via F24 form: June 16 (first half) and December 16 (second half/balance). Late payments incur penalties through “ravvedimento operoso” — always pay on time!

Finding Your Rate

Municipal rates vary from 0.46% to 1.14%. Most apply around 1.06% for second homes. Check the “Delibera Comunale” on your municipality's website for exact rates, which may change annually.

Need help navigating Italian property taxes? Our team at OffersItaly can connect you with trusted professionals.

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IMU Estimate attached