Italian Property

Investment Calculator

Analyze the true cost of buying property in Italy. Compare scenarios, project your cashflow and make an informed investment decision.

Information: This calculator is for educational and illustrative purposes only. All figures are estimates and may differ from actual costs. Before making any decision, consult a professional — OffersItaly is here to help at every stage.

Step 1: Purchase Costs

Define purchase parameters and discover the true cost of your investment

Rate: 1 EUR = 1.08 USD

Property price

%
Price after negotiationFinal purchase price after discount
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Cadastral value

%
Cadastral value
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Transaction costs

Registration tax9% of cadastral value
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Mortgage taxFixed fee
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Cadastral taxFixed fee
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Notary feesEstimated 1.5-2% of purchase price
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Agency commissionPercentage of price + 22% IVA
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%
%
TOTAL TRANSACTION COSTS
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TOTAL INVESTMENT COST
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Costs as % of price: --

Step 2: Annual Running Costs

Yearly maintenance and tax costs for your Italian property

m2

Weeks of personal use per year

Select how many weeks you plan to stay each month

Total: 0 wks Winter: 0 wks Summer: 0 wks

Local taxes

IMU (municipal property tax) ?Based on cadastral value and rate
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%
TARI (waste tax)per m2 x floor area
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Additional costsCondominium, garden, internet
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ANNUAL RUNNING COSTS
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Monthly
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Step 3: Rental Potential

Estimate short-term rental income (Airbnb / Booking)

🏠

Personal use only

No rental income. Cashflow will reflect running costs only.

Step 4: Financing

Mortgage analysis and affordability assessment

Total investment cost From Step 1
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Italian mortgage (EUR)€0
€0max €500,000
%
-- EUR

Home country mortgage (USD)$0
$0max $1,000,000
%
-- USD

Financing structure

Italian mortgage: 0%
Home country: 0%
Equity (cash): 100%
Cash required (equity)Total cost minus combined mortgages
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Total monthly paymentsItalian + home country mortgage
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DTI (Debt-to-Income) ?
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Investment Summary

Overview of all costs and projected returns

0
/ 100
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Investment assessment

Total investment cost
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Cash required
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Annual running costs
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Property use
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💰
Cash required
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📊
Monthly cashflow
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📈
Gross yield
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🎯
Net yield
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💎
Cash-on-Cash
--
⚖️
DTI Ratio
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Interested? Let us talk about your investment!

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This calculator is for educational purposes. Contact OffersItaly for a professional assessment.